“Sampoorna Suraksha” Or Total Security is a Welfare scheme to give financial assistance to the health problems of poor people necessitating hospitalization. It is a unique programme where in all the participants join together to bring security to their insecure life during ailment/accident. The entire programme is designed on the basis of self-mutuality help. The scheme is open to the members of SKDRDP promoted SHGs. All the members of SKDRDP participate in this programme by contributing an annual subscription. A part of the total subscription amount is invested for reinsurance in Insurance company to look after the hospitalization expenses and for providing “cashless treatment” in designated hospitals. The remaining amount is used to reimburse delivery expenses, to provide consolation amount during the death of the head of the family and damage to houses during natural calamities, to give rest allowance during domiciliary treatment of stake holder. Thus “Sampoorna Suraksha” is a unique scheme .

“Sampoorna Suraksha” has been designed in such a way that the members get “cashless treatment” in any of the designated hospitals without payment. SKDRDP has tie up with most of the hospitals in the project area for this purpose.

Since its inception from 1st April 2004, the programme has gained the confidence of the SKDRDP members. During the first year from 1.4.2004 to 31.3.2005. 1.86 lakh members from 54000 families jointed the scheme, During 2nd year from 1.4.2005 to 31.3.2006, 1.96 lakh members from 77000 families joined the scheme. During 3rd year from 1.4.2006 to 31.3.2007 more than 4 lakh members from 1.46 lakh familes joined the scheme.
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Why we started this scheme 
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The greatest hurdle for a poor family trying to stand on its own feet has been the sudden incidence of diseases and accidents requiring hospitalization. Hospitalization expenses not only drain poor family’s savings but also push the family to the vicious circle of debts. Life special occasions like births and deaths put strain on the meager earnings of poor families.
In this programme, all members of the SKDRDP SHGs join together and bring security to each other on self help basis. The programme is designed keeping in mind Sampoorkna Suraksha Programme is by the people and for the people.